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小额基金定投提高收益|镀锌管
2013/7/2    来源:    作者:佚名

小额基金定投提高收益|镀锌管
根据杨先生稳健的投资风格,建议在现金及货币类选择回报相对较高的日日盈理财,即用即取,可确保现金流灵活,应对不时之需。杨先生有两年内要小孩的打算,因此固定收益类建议选择时间相对灵活、按月结息计算复利的万能保险,同时搭配储蓄型重疾保险,孩子出生后可配置教育储蓄金。

  基金及权益类建议选择相对稳健的债券基金并且适当搭配小额基金定投,目前债券基金预期年化回报率普遍在8%左右,适当配置可以控制风险提高收益。每月拿出部分资金做小额定投,在未来相对较长的时间里,这部分资产将获得不错的回报。

According to Mr. Yang prudent investment style, recommended to choose the relatively high return day surplus management in cash and currency, that take, can ensure cash flow flexibility, to deal with possible period of want or need. Mr Yang has two years to have a child going to, so the fixed income kind suggestions on the selection of time is relatively flexible, monthly settlement calculation of universal insurance interest, at the same time with the saving serious illness insurance, after the birth of a child can be configured education savings.
Funds and equity suggests relatively robust bond fund and the appropriate mix of small fund is scheduled to vote, the bond fund is expected annual rate of return is generally around 8%, the appropriate configuration can control the risk to increase revenue. Monthly took part of the funds to do investment in the future of small, relatively long time, this part of the assets will get good returns.


 

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